Eight plain-English guides that answer the questions most people have when they start looking at Medicare.
A plain-English overview of the four parts of Medicare and what each one covers.
The single most important Medicare decision — compared side by side, in plain language.
All the key enrollment periods explained, plus the penalties for missing them.
How to pick a Part D plan that actually covers your prescriptions — not just the cheapest one.
A complete breakdown of premiums, deductibles, and out-of-pocket costs in 2026.
Government programs that can lower your Medicare costs — many people qualify and don't know it.
A simple checklist for comparing Medicare Supplement, Advantage, and Part D plans apples-to-apples.
A 10-minute yearly check-up to make sure your plan still fits — Annual Enrollment is October 15 – December 7.
Tell us where you are today — we'll show you the guides that will help most.
The dates you can't afford to miss — and what each one means.
Your 7-month window to sign up for Parts A, B, and a drug plan without any penalty. Start comparing now.
If you enroll before your birthday month, your coverage can start on the 1st of your birthday month.
Your last chance to enroll without penalty (unless you qualify for a Special Enrollment Period, like losing employer coverage).
Everyone with Medicare can change plans. Changes take effect January 1.
If you're on Medicare Advantage, a second chance to switch plans or go back to Original Medicare.
Life events (moving, losing coverage, qualifying for Extra Help) can open a window outside the normal schedule.
Plans change every year. A quick review during AEP keeps you on the best plan for your health and budget.
The questions we hear most often.
A licensed insurance agent can walk you through your options in plain English — at no cost, with no pressure to buy anything.
Reviewing plan options does not affect your current coverage unless you choose to enroll in a new plan.
SeniorPlanFinder.com is operated by Direct to Consumer Insurance Services, LLC and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. Medicare has neither reviewed nor endorsed this information. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.